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What I Learned From Three Months of Open Houses

This Fall I decided to take a leaf out of Frugalwoods‘ book and start going to open houses. My husband and I won’t be ready to start house hunting in earnest for at least another two years, so we were...

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5 Reasons I’m Not Ready to Buy That House

The house in question. I’ve been saving for my home down payment since last March, almost one year. As of today, I’ve got $19,300 saved, and am projecting around $20,000 by the end of this month....

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House Down Payment Goal: Halfway There

I’ve saved $20,000 for my house down payment fund! Today I received my extra February paycheque (I get paid five times in February) and promptly deposited the bulk of it into my house down payment...

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Walkability is Worth $100,000

Last summer my husband and I started going to open houses. Even though we hadn’t reached our house down payment goal yet, we wanted to start going to open houses to desensitize ourselves to the house...

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Can I Afford a Home, Using Every Rule of Thumb I Know

As I continue on my epic journey of saving $40,000 for the house I eventually plan to buy in Halifax, Nova Scotia, I often worry if I’m being realistic about the price point I set and whether or not...

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Why I’m Not Saving a 20% Down Payment

If you’ve been reading my blog over the past year or so, you’re no stranger to the fact that I’m currently saving $40,000 for a down payment on a home. My ideal goal is to buy a home worth around...

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Balancing Saving and Life

Or: Why I’m Tapping the Brakes on Saving for a Home Not to toot my own horn, but I’ve made some pretty serious progress on saving for a home in the past five months. I started out January 2016 with...

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Affording an Average Home in Halifax versus the GTA

If you read the Globe and Mail or CBC’s coverage of the Canadian housing market, you’d think this country was one of the most expensive places on earth to live. While that may be true for the two...

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That Time I Bought A House

July has been a busy month for me, and I haven’t been posting as often. My absence was influenced by many factors, but the major one was the fact that my husband and I bought a home, and we’ve been...

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How Much Are Closing Costs, Really?

When you consider how much it costs to purchase a home, the first thing you think of is the down payment. Down payments get all of the attention because they are big, flashy amounts of money. The down...

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